Trip Insurance

Optional Trip Insurance Plans


If VISIONS cancels a program, then you will be covered under our tuition refund policy. However, if you cancel for any reason leading up to or during the program, then all or part of your tuition will be nonrefundable. Read more about tuition refund policies

VISIONS cannot answer insurance-related questions and we must leave that to the insurance providers. Below is one policy that we recommend (which provides some coverage related to Covid), and you may contact or 1-877-500-1556 with questions. Prices for plans are shown on the chart below. You may also research additional insurance options online or consult with your insurance carrier. 

Student Deluxe Plan is for U.S. residents only; other plans for non-U.S. residents may be viewed below. This plan has benefits for covered trip cancellations and interruptions, medical expenses and evacuations.

  • Please read the policy that pertains to your state (see below for the links).
  • Note: This plan contains the following exclusion: Benefits are not payable for any loss due to, arising or resulting from: a mental or nervous condition, unless hospitalized for that condition while the Plan is in effect for You. If you are interested in a plan without this exclusion, please visit A+ Plan: (A+ also has the CFAR option mentioned below, but with more restrictive deadlines and other terms.)

Cancel For Any Reason (CFAR) is an optional addition/upgrade to the Student Deluxe Plan.

  • It is the broadest policy—broader coverage than covered reasons, with up to 75% of the nonrefundable portion of trip cost (the covered reasons that are inclusive with CFAR are for up to 100%). 
  • CFAR is available if purchased with or before your final payment for your trip.
  • CFAR does not take effect until your entire non-refundable trip cost is paid to your travel supplier. If there are still deposits yet to be paid at the time you cancel your trip, CFAR will not apply.
  • If you purchase the plan but decline CFAR coverage at the time of plan purchase, you cannot add CFAR coverage at a later date – even if additional expenses are added to the trip/program.
  • CFAR policies are not available to New York residents because the Department of Financial Services for New York does not deem CFAR coverage as insurance. 

Plans for Non-U.S. Residents

  • Canadian residents: Plan Option. Includes Cancel For Any Reason option, but is more expensive than the option described above that is available to U.S. citizens. Non-U.S. and non-Canadian residents: Plan Option. Note that there is a Covid exclusion. However, there is an option that is only for medical/evacuation with Covid coverages.


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