Trip Insurance
Overview
If VISIONS cancels a program, you will be covered under our tuition refund policy. However, if you need to cancel, all or part of your tuition may be nonrefundable, per the tuition refund policies. VISIONS works with TravMark to provide insurance options, and you can contact their representative at info@travmark.com or 1-877-500-1556 if you have questions.
Once you purchase your insurance, enter the policy number into the Participant Portal.
Evacuation Insurance
VISIONS requires each participant to have evacuation insurance, at minimum. In the unlikely case a group evacuation was needed, we want participants on the same plans and therefore require purchasing through the options on this page. If you buy one of the insurance plans below, evacuation coverage is automatically included. Alternatively, to buy only Evacuation Insurance—which costs about $45— enter a trip cost of $0 when purchasing your insurance.
Trip / Activity Insurance
TravMark offers two trip insurance plans, and the detailed plan documents can be found here. These plans are not available to non-US residents or residents of Montana and Missouri, who can review their options in the sections below.
1. Activity Insurance: The Standard Plan includes a package of Non-Insurance Services plus insurance benefits including Program Cancellation and Interruption, Program Delay, Accident and Sickness Medical Expense, Baggage and Personal Effects, and Baggage Delay.
Waiver of the Pre-Existing Condition Exclusion: The exclusion for Pre-ExistingCondition will be waived provided: (a) You are medically able and not disabled from travel at the time your plan cost is paid based on assessment of a physician; and (b) You purchase this plan at or before the final payment for Your Program.
2. Activity Insurance Plus: (Not Available to Residents of New York). The Activity Plus Plan includes a package of Non-Insurance Services plus insurance benefits including Program Cancellation and Interruption, Program Delay, Accident and Sickness Medical Expense, Baggage and Personal Effects, Baggage Delay, plus a Cancel For Any Reason benefit that allows you to cancel your Program for any reason provided you purchase this plan within 21 days of the date your initial payment or deposit for your program is received and you cancel your program up to 2 (two) days before your scheduled Departure Date of your program.
If You cancel Your Program for any reason not otherwise covered by this Plan, (CFAR) benefits provide reimbursement up to 75% of the Prepaid, forfeited, non-refundable Payment or Deposits You paid for Your Program.
Please Note: The Cancel For Any Reason Benefit is applicable to all prepaid non-refundable insured program costs.
Waiver of the Pre-Existing Condition Exclusion: The exclusion for Pre-Existing Condition will be waived provided: (a) You are medically able and not disabled from travel at the time your plan cost is paid based on assessment of a physician; and (b) You purchase this plan within 21 days of the date your initial payments or deposits for your program is received.
Go to the following website to download Plan Documents for your state of residence: www.activityinsurance.com
Residents of Montana & Missouri
Non-U.S. Residents
TravMark offers United Healthcare Global Safe Trip travel protection plans, which offers benefits such as trip cancellation, interruption or delay, evacuation, emergency medical expenses, and lost, damaged, or stolen luggage. Descriptions and a link to plan documents can be found here, where you will also purchase your insurance. If you wish to only purchase evacuation insurance, enter $0 for your trip cost. Contact Travmark at info@travmark.com if you have questions.
Purchase Now
Completing the quote form below is the first step to purchasing Evacuation or Trip/ Activity Insurance. (Non-U.S. residents and residents of Montana and Missouri must purchase insurance from their respective sections above.)
Additional Notes from VISIONS
If you have questions about policies, call TravMark at 1-877-500-1556. The verbiage of the actual policies are always what is instituted (here), but below are some clarifications to common questions.
- All participants must purchase evacuation insurance, which does not cover tuition or medical expenses. U.S. residents can select the Standard Activity Plan and enter a trip cost of $0 when filling out the quote form above.
- Activity Insurance Plus, which includes Cancel For Any Reason (CFAR) coverage, must be purchased within 21 days of the date of your first tuition payment.
- If you purchase Activity Insurance (not Plus), you can choose to insure the full or a partial amount of your overall trip cost.