Trip Insurance
Overview
If VISIONS cancels a program, you will be covered under our tuition refund policy. However, if you need to cancel, all or part of your tuition may be nonrefundable, per the tuition refund policies. VISIONS works with TravMark to provide insurance options, and you can contact their representative at info@travmark.com or 1-877-500-1556 if you have questions. The sections below provide overview information; the verbiage of the actual policies are always what is instituted (see policy links in each section).
Evacuation Insurance
VISIONS requires Peru and Dominican Republic participants to purchase Evacuation Insurance, at minimum; Blackfeet participants do not need this coverage. If you purchase one of the more comprehensive plans below, evacuation is automatically included.
To purchase only evacuation insurance—which costs about $45 and does not cover tuition or medical expenses—enter a trip cost of $0 when filling out the quote forms. And if you’re a U.S. resident (other than Montana or Mississippi), select the Standard Activity Plan.
In the unlikely case a group evacuation was needed in Peru or the D.R., we want participants on the same plans and therefore require purchasing through the options on this page. With that, Peru and D.R. families must enter their policy number into the Participant Portal once insurance is purchased.
Trip / Activity Insurance
TravMark offers two trip insurance plans, and the detailed plan documents can be found here. These plans are not available to non-US residents or residents of Montana and Missouri, who can review their options in the sections below.
1. Activity Insurance: The Standard Plan includes a package of Non-Insurance Services plus insurance benefits including Program Cancellation and Interruption, Program Delay, Accident and Sickness Medical Expense, Baggage and Personal Effects, and Baggage Delay.
Waiver of the Pre-Existing Condition Exclusion: The exclusion for Pre-ExistingCondition will be waived provided: (a) You are medically able and not disabled from travel at the time your plan cost is paid based on assessment of a physician; and (b) You purchase this plan at or before the final payment for Your Program.
2. Activity Insurance Plus: (Not Available to Residents of New York). The Activity Plus Plan includes a package of Non-Insurance Services plus insurance benefits including Program Cancellation and Interruption, Program Delay, Accident and Sickness Medical Expense, Baggage and Personal Effects, Baggage Delay, plus a Cancel For Any Reason benefit that allows you to cancel your Program for any reason as long as you purchase this plan within 21 days of the date your initial payment or deposit for your program is received and you cancel your program up to 2 (two) days before your scheduled Departure Date of your program.
If You cancel Your Program for any reason not otherwise covered by this Plan, (CFAR) benefits provide reimbursement up to 75% of the Prepaid, forfeited, non-refundable Payment or Deposits You paid for Your Program.
Please Note: The Cancel For Any Reason Benefit is applicable to all prepaid non-refundable insured program costs.
Waiver of the Pre-Existing Condition Exclusion: The exclusion for Pre-Existing Condition will be waived provided: (a) You are medically able and not disabled from travel at the time your plan cost is paid based on assessment of a physician; and (b) You purchase this plan within 21 days of the date your initial payments or deposits for your program is received.
Purchase Here
Completing the quote form below is the first step to purchasing Evacuation or Trip/ Activity Insurance. (Non-U.S. residents and residents of Montana and Missouri must purchase insurance from their respective sections below.)
Residents of Montana & Missouri
Residents of Montana and Missouri should purchase from Worldwide Trip Protector (link here). The policy is similar to the plans described above, but does have a psychological exclusion. If you wish to only purchase Evacuation Insurance, enter $0 for your trip cost. Contact Travmark at info@travmark.com or 1-877-500-1556 if you have questions.
Non-U.S. Residents
TravMark offers United Healthcare Global Safe Trip travel protection plans, which offers benefits such as trip cancellation, interruption or delay, evacuation, emergency medical expenses, and lost, damaged, or stolen luggage. Descriptions and a link to plan documents can be found here, and you can purchase your insurance here. If you wish to only purchase Evacuation Insurance, enter $0 for your trip cost. Contact Travmark at info@travmark.com if you have questions.